How To Turn Your Huge Home, Car And

Credit Card Payments Into Spendable Cash $$$

Double Your Monthly Spending Money . . .

By Freeing Up Monthly Cash Flow You Don’t Even Know You Have!!!

Here’s the Home Financing Industry’s Newest Secret:

You can take Tomorrow’s Home Equity

And put it in your hand – In Cash – Today!

o Reduce your payments by at least 32% (normally more).

o Double or triple your monthly spending money.

o Let your home help pay the bills for you.

o Escape the government’s attempt to double your minimum credit card payments

o Make all your bills tax deductible (the IRS hates this)

This is me, Brad. You can reduce your total

monthly payments by 47% just like I did!

now I have $730.38 more spending money

each month than I did before!

Hi! This is Brad Cooper, and very recently I was in your shoes: Two house payments, credit cards, car payments…

and facing the fact that the “Office of the Comptroller of Currency” is forcing All credit card companies to double the minimum required monthly payments – as we speak! Lucky for me (now for you) I’m a “Financial Insider” so I was able to figure a way out. But before I fo on, let me double check to make sure I’m talking to the right kind of person,…

Are you in this list? If so, you’re just flushing your money down the toilet – For Nothing!

1. You have a home mortgage payment that’s bigger than you’d like.
2. You have a home mortgage payment that increases unpredictably.
3. You have a Home Equity Line of Credit with a payment that keeps growing.
4. You’re making minimum payments on your credit cards (and don’t want them to double!).
5. You want more spending money every month,… $500, $800, $1,000 or more.
6. You want a chunk of CASH for investment or to build your business.
7. You simply want lower payments, want some financial “Breathing Room” – Not just living to pay the bills.

It sure can feel discouraging. Like you’re being taken advantage of. I know, I was there. But,…

It’s Not Your Fault!

The “Fat Cat” bankers push easy-to-get credit cards on you,…and almost force you to overspend. They give you a home mortgage you thought was a fixed rate. They give you, what they said, was a low interest home equity loan. Then what do they turn around and do? They start raising your payments on you! Now wait a minute! It’s Not Fair! Now you have unpredictable mortgage payments, rising interest rates, and unexpected credit card payment increases. No breathing room what-so-ever! No money for anything other than payments – and, “sigh”,… No End In Sight!

But don’t panic. Because If you answered ‘YES’ to any of the seven questions listed above, then I have some very Good News for you,…

Help is on the way! But the solution is hidden away where you’d least expect it,…

The focus of the entire Home Finance Industry has changed

Most home owners simply are not aware of all the creative, low-payment home financing programs that are available today. The gap between slowly rising incomes and rapidly rising home prices and consumer debt of the home mortgage industry to develop new loan products to address the “Real” issue that faces home owners today – Affordable Monthly Payments. I call them “Payment Relief” home mortgage programs.

The Lowest Rates do not equal The Lowest Payments

Not being an industry “Insider” like me, you would naturally think that the most important factor for getting low, affordable payment would be the interest rate. Not So! The real truth is,… the lowest rate almost never offers you the lowest payment. But you wouldn’t know that unless you’re “In the Know” like I am. The interest rate may seem important,… But the real fact is,… it just doesn’t matter how low the rate is if you can’t afford the monthly payments.

The Magic is in the Payment Structure, not the Interest Rate!!!!

Plain and simple, these “Payment Relief” home loan programs are based on the concept of making “Below Normal” monthly payments. “Normal” meaning the kind of payment associated with the typical Fixed-Rate that you’re familiar with. If you simply compare the payments of a fixed-rate loan at today’s rates to the payments of a “Payment Relief” loan, the “Payment Relief” payments will be at least 32% less. If you consolidate your cards, a Home Equity Line (if you have one), and maybe even your car payments as well,…you can slash your monthly payments to less than half of what you’re paying now! Why pay more if you could pay less?

Do this quick exercise and You Won’t Sleep Tonight!

Add up your current home mortgage payment(s), your current car payment(s), and double the current, minimum monthly payments on all you credit cards (thanks to Uncle Sam). Whatever all those payments add up to, your new “Payment Relief” loan payment would be Less Than Half of That! That’s right! Less than Half! Actually, your new payment would be up to 60% less than the number you just came up with. So how much Extra Spending Money does that Free-Up for you? How much of a difference would that make to your current lifestyle? What would you do with all that money??!!! And why the heck are you paying it if you don’t have to?

• Get rid of your unpredictable, high payment mortgage loan and equity line. Why suffer with unexpected payment increases when you can have a predictable, low payment, safe “Payment Relief” loan?
• Wipe out all your credit card balances! Without bankruptcy, credit counseling, or damaging your credit in any way! You’ll even get better rates and higher limits as a result.
• 1-2 months no bills to pay anyone! No mortgage, no car payments, no credit cards! Just think what it will save you. Some people save as much as $7,483.24 right there alone.
• I’ll build you a 100% legal, ethical, and moral “middle class tax shelter”! Hint: this is the sme technique the wealthy already know about, and they’ve used it for decades. Why aren’t you using it? You’re throwing away thousand of dollars a year here alone!
• I’ll wipe out your car loans! And hand your car title to you free and clear! No more car payment! Now you can say “It’s paid for”!
• I’ll save you hundreds to thousands of dollars every month! Money you now throw donw the toilet! And not only that, but you’ll live better than you do now!
• I’ll get you as much as $50,000 in CASH! While still saving you money each month! I’ve gotten more than that in the past! Some “only” want $10,000 in cash. Or none at all! Hey, its your choice. Just tell me which way you want it!

“Some people ‘doubt’ me”!

“Well, they are the ones who are in a worse spot than they were last month!”

I hat to point this out,…But I gotta for you to really understand and be able to trust me completely! And so that I can really help YOU! It might not be “fair” or whatever, but I gotta point out this simple truth: I’ll be O.K. whether or not you call me for help! Question is will YOU be O.K. if you don’t call me for help right now?

If you’re unsure, then there’s only one thing to do. Call me right now at (573) 701-0702!

I look forward to helping you too!

Sincerely, your friend;

Brad Cooper

Mortgage Expert

O.K. Brad, I’m in! I’m going to take the next step because I want to:

Here’s all you have to do…

Simply call me at (573) 701-0702 for a Free, No Obligation “Payment Reduction Audit”. We’ll discuss your particular situation, I’ll answer all your questions, and we’ll determine whether or not a “Payment Relief” loan is right for you – before you commit to anything.

Guarantee: If you call, we sit down and talk, and I can’t lower your payments by at least 32%,… I’ll give you a New Crisp $100.00 Dollar Bill.

Call Brad Cooper at (573)701-0702